4percentcalc

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Test the 4% retirement rule against every year of real S&P 500 history since 1926. See your portfolio's success rate, worst-case and best-case starting years.

Finance Added 10 Nov 2026 Analysed 10 Nov 2026 via Hacker News

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Screenshot of 4percentcalc

What we found

  1. We found no privacy policy or terms of service.
  2. Analytics set tracking cookies before any opt-in, and we found no consent manager.
  3. It sends four of the six security headers we check; missing are Permissions-Policy and Content-Security-Policy.
  4. Built with Rails and Stimulus, the site is hosted on Heroku, with a domain registered 9 months before launch.
  5. One more gap is listed further down the page.

Built with: 11 technologies

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For light pages

Built with Rails, Heroku
<a href="https://firstsited.com/launch/h0s1zgyz/4percentcalc"><img src="https://firstsited.com/badge/h0s1zgyz/stack.svg" alt="4percentcalc tech stack on FirstSited" height="28"></a>

For dark pages

Built with Rails, Heroku
<a href="https://firstsited.com/launch/h0s1zgyz/4percentcalc"><img src="https://firstsited.com/badge/h0s1zgyz/stack.svg?theme=dark" alt="4percentcalc tech stack on FirstSited" height="28"></a>

Each technology links to its own page: which other new sites launched with it.

Site checks

Page basicsHow we check
Custom title and meta description
Open Graph tags (title, image, description)
Twitter card meta tags
Canonical URL declared
Responsive viewport meta tag
Semantic HTML (nav, main, article)
Page title is 85 characters Google only shows about 60 characters of the title in search results; aim for 50–60 to keep the whole thing visible.
Favicon present
Crawl files
robots.txt
sitemap.xml 103 URLs
security.txt optional
llms.txt
ads.txt only for ad-funded sites
humans.txt optional
AI crawlers WelcomedHow we check
llms.txt published
No AI bots blocked in robots.txt
Content-Signal none declared
Link headers none advertised

Email

StateRecordStatusWhat it does
SPF -all Strict (-all) Lists the servers allowed to send email for the domain.
DMARC p=reject Reject (strict) Tells receivers what to do with email that fails SPF or DKIM.
DKIM Not found at common selectors Signs outgoing email. We check common selectors only, so a provider may use another.
MTA-STS Not deployed Stops email to the domain being downgraded to plain text in transit.
TLS-RPT Not configured Sends the owner reports of failed encrypted deliveries.

Hosting and network

Network SQUARESPACE - Squarespace, Inc., US AS53831, US
DNS Google Domains DNS authoritative nameservers
DNSSEC Not enabled DNS answers are unsigned
Certificate Let's Encrypt valid 7 Nov 2026 to 5 Feb 2027, as captured
Domain age 9 months registered Jan 2026, Squarespace Domains LLC
Green hosting No record per The Green Web Foundation
Page build 2 JS files, 2 CSS files 5 third-party domains
Brand colours

Storage: 3 items

Cookies 3
NameLifetimeSet by
_four_percent_calc_sessionsession-
_ga1yGoogle Analytics
_ga_6FEBCMMB3M1yGoogle Analytics

Performance

MeasureThis siteReading
Server response 494 ms good, faster than 30% of sites
Largest contentful paint 5,880 ms slow
Layout shift 0.04 good
Page weight 2.2 MB fair
Third-party domains 5
Console errors 0 none
Failed requests 0 none

From a single automated render of the home page. A quick guide, not a substitute for Lighthouse or field data. How we measure

Notes

  1. Looks AI-built: no AI signals. How much the site looks AI-generated. It is a pattern match shown for interest, not a verdict.
  2. Performance comes from one render on 10 November 2026 and will vary between visits.

How we know

FirstSited records what new websites are built with, usually within a day of going live. Most we find ourselves, by watching public internet infrastructure for brand-new sites; the rest come from Product Hunt, Hacker News and PeerPush. We checked this one in full: its tech stack, DNS, security headers and page basics. This page is what we saw on 10 November 2026; the live site may have changed since.

Every technology below links to its own page: which other new sites launched with it. Watch any of them and get every new site that uses it as it goes live, from £15 a month.

Spot a mistake? If a technology shown here is wrong or out of date, email [email protected] and we'll review it.